Buy vs Lease in Swansea, IL

Buy vs Lease in Swansea, IL

To buy or lease is a decision that comes to every driver’s mind when it is time to get a new car. If you are having trouble reaching a conclusion, contact Midwest Transit Equipment! For now, we’ll explain both options in greater detail. 

Buying

Financing a car can be done if ownership is your goal. This route entails you choosing a vehicle from our Midwest Transit Swansea location’s showroom and driving it around town for a 2- to 4-year period. Since you are entering this route to become the sole titleholder of the vehicle, you will have a widened selection to choose from, including new and used options. What’s more, there aren’t any mileage restrictions with this path, since the car is yours to do as you please. One important factor to consider is that buying will have you paying off the full cost of a Ford E-450 or Starcraft. 

Leasing

Drivers who want a more open-ended route may prefer to lease with our Finance Department at Midwest Transit Swansea. When you sign a contract of this nature, you will take a factory-fresh model and drive it for around an average of three years. Once this time is up, you will be able to switch to a new contract, purchase the car, or end the terms entirely. This flexibility and freedom are some of the main reasons why motorists enjoy leasing. Not only can you enjoy the benefits of a new vehicle, but you are able to part ways at the end with no commitment. A lease does require you to follow a mileage limit, and this will be set based on your expected driving habits down I-159. 

Which Is Better?

Every motorist is different, so there is no way to definitively determine whether buying or leasing reigns supreme. Instead, you will need to look inward at your specific budget and needs. Leasing tends to be a cheaper option, but you are restricted to a certain amount of miles. So, if you are planning on traveling near and far in Swansea and beyond, a financing contract may be better for your needs. Do you want to try out different vehicles before making a decision? Leases are shorter in nature, making them ideal for this type of thinking. You can receive guidance about each path by talking with our team members!

 

Buying:

Leasing:

  • Contracts last around seven years
  • Used and new cars available
  • Pay off the full sticker price tag
  • Contracts last about an average of three years
  • Only new vehicles available
  • Pay toward expected depreciation value of the car

Our Staff Can Help You With Your Contract!

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Dealership Information

Testimonials

Outstanding Communication and Service

Chris
Nixa, MO
12-2-2025
Full Star Full Star Full Star Full Star Full Star

The team does an excellent job communicating about purchase orders and parts availability. They are quick to respond, great at sourcing parts even the hard-to-find ones, and always willing to go the extra mile. I have no complaints; they are knocking it out of the park. Shoutout to John and Zach for doing a great job!

Teamwork That Keeps Us Rolling

Jennifer Murphy
Whitestown, IN
12-2-2025
Full Star Full Star Full Star Full Star Full Star

Keeping our buses running safely and on time takes a lot of teamwork - and quick, reliable service makes all the difference. When you want to do the best, you partner with the best

Midwest is great

Rick
South Holland, IL
4-12-2025
Full Star Full Star Full Star Full Star Full Star

Parts and service are always helping me out. Whether I need a replacement part for my fleet or providing a service fixing something on one of my buses. I'd recommend them. They're busy, but service is quality and everyone is always friendly.

Great company

Jason Klarer
Kankakee, IL
1-14-2025
Full Star Full Star Full Star Full Star Full Star

Midwest transit is a great company! Thanks John, for your all-star team.

Great to do business with

Diffy Smooth
South Holland, IL
9-8-2023
Full Star Full Star Full Star Full Star Full Star

Eric and Jason really know their bus stuff! Great to do business with!

Quick Fix and Great Service – Thanks Wally!

Marty Mussotter
Milwaukee, WI
7-22-2023
Full Star Full Star Full Star Full Star Full Star

Had an air conditioning condenser for our bus! Thanks Wally

No Complaints

Eric
South Holland, IL
7-17-2023
Full Star Full Star Full Star Full Star Full Star

Always great in getting our bus back to our facility as quick as possible. Never had an issue or complaint with their service.

Exceptional Team, Start to Finish

Special Geek40
Marshall, MI
9-27-2022
Full Star Full Star Full Star Full Star Full Star

Let's begin in the Receptionist department - Excellent, friendly and Great attitude. Now parts department - Friendly, Great attitude and more. Garage department - Just WOW. Blew me away with friendliness. Now let's talk service Manager - Knows his stuff, no questions. Great, friendly and Very Helpful. Now Facility Manager, I wish i knew even Half of the Stuff he does. His mind must always be going, thinking, researching and So much Experience. Just Makes me humble to be in the same Room with him.

Friendly staff

Sydrana Marshall
Swansea, IL
9-15-2022
Full Star Full Star Full Star Full Star Full Star

Nice friendly staff

Helpful

Julie Hutchins
Kankakee, IL
6-6-2022
Full Star Full Star Full Star Full Star Full Star

Very friendly and helpful!

Very knowledgeable

Tyler Wagner
Marshall, MI
7-1-2022
Full Star Full Star Full Star Full Star Full Star

They know buses. They are very willing to work with you on your needs and learn about what they need to do to make the buses right for your area. They are also very helpful and understanding when something needs changed.

A Decade of Excellence with Midwest Transit

Shenise Berry
South Holland, IL
4-2-2022
Full Star Full Star Full Star Full Star Full Star

Midwest Transit has been good to me. Their staff's professionalism from bus purchases to service to parts is perfect (and I'm not easily pleased) I've never gone wrong in my 10 years of dealing with this company. Keep it great Midwest Transit! Berry N Transit Rentals, Shenise Berry

Staff is nice and friendly

Martin
Google
2-12-2022
Full Star Full Star Full Star Full Star Full Star

I been done there 3 times I love going to there location I work for a school bus company the first time I drove a bus back to Waukegan I loved the drive the busses are great they handle easily good staff nice and friendly

Always Great

Mair MaryEllen
South Holland, IL
2-3-2022
Full Star Full Star Full Star Full Star Full Star

Always a great job from Tim & Ken!

Dave Hoffman went above and beyond

Rachel Curtis
1-11-2022
Full Star Full Star Full Star Full Star Full Star

Dave Hoffman went up and beyond for us in a time of need. Wonderful employee.

Excellent bus dealership

Jeff Dickey
Whitestown, IN
12-30-2021
Full Star Full Star Full Star Full Star Full Star

Midwest transit is an excellent bus dealership. We deliver a lot of units for them and the personnel on each location is a pleasure to deal with. I have to single out Tom he went above and beyond for me today I appreciate it.

Reliable Service That Keeps Us Rolling

Steven Roosevelt
Nixa, MO
11-1-2021
Full Star Full Star Full Star Full Star Full Star

Another bus driver and I drove up to this business where our Buses are serviced and warranty work is done. So we drove up there to retrieve one of our Schools Buses and bring it back to Joplin to get placed back into service. This business is on top of what they do and they do a spectacular job.

Wonderful experience

Robyn N
Marshall, MI
8-1-2021
Full Star Full Star Full Star Full Star Full Star

Awesome people and great service! They made buying a bus a wonderful experience and went out of their way to accommodate us. The Marshall facility is top notch. They have terrific staff in all departments. I would give a shout out to the employees that provided exceptional service, but I would just be naming them all.

Courteous

Jorge Arevalo
Google
7-17-2021
Full Star Full Star Full Star Full Star Full Star

They were courteous with my arrival for our company purchase

Efficient Service

Irving Bell
Google
6-16-2021
Full Star Full Star Full Star Full Star Full Star

Very efficient and professional.

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